i don't never been borrow my friend and anyone for my life. when i soldier(about 12years ago) i lent some money my senior soldier. when i soldier, my salary was very small. Nevertheless, my senior soldier borrowed my money. and i didn't get return back money from senior. since then, i don't never borrow money from anyone. and i don't lent money anyone. if i have to lent money, i should think i don't get return back money. i have to ready in my heart. my money is very precious.