I think credit cards are better to use for payments. First, credit cards provide payment convenience. With just one credit card, payments can be made easily anytime and anywhere. Second, credit cards have superior security. If cash is lost or stolen, it can be challenging to recover, but with a credit card, one can immediately report the loss to the card issuer and stop any further use. Most credit cards also offer protection against unauthorized use, ensuring that consumers do not suffer losses. This level of security provides significant peace of mind to users.

Hi, Hana! I often use cards for my purchases. Let us discuss this more in the class. See you!

--Teacher Anji

I think credit cards are better to use for payments.

>> I think credit cards are better for making payments.
First, credit cards provide payment convenience. With just one credit card, payments can be made easily anytime and anywhere.

>> First, credit cards provide payment convenience. With just one credit card, payments can be made easily at any time and anywhere.
Second, credit cards have superior security. 

>> Second, credit cards offer superior security. 

If cash is lost or stolen, it can be challenging to recover, but with a credit card, one can immediately report the loss to the card issuer and stop any further use. 

>> CORRECT

Most credit cards also offer protection against unauthorized use, ensuring that consumers do not suffer losses. This level of security provides significant peace of mind to users.

>> Most credit cards also offer protection against unauthorized use, ensuring that consumers do not suffer losses. This level of security provides significant peace of mind for users.