First, reduce unnecessary spending.

>>Correct

It's one of the best ways to rasie money effectively.

>> It's one of the best ways to raise money effectively.

The way can help you understand your spending patterns and save money, killing two birds with one stone.

>> This way can help you understand your spending patterns and save money, killing two birds with one stone.

In my case, I have reduced the number of times I drink coffee.

This is because no matter how cheap an ice americano I drink, it costs quite a lot of money if there are multiple times.

By reducing the number of coffees, I'm saving money and taking care of my health.

>>Correct

Second, except for fixed, I save the remaing amount in my account.

>> Second, except for the fixed, I saved the remaining amount in my account.

However, you may use money in an emergency situation, so you need to consider save enough money.

Third, I sign up for a installment savings.

>> Third, I signed up for installment savings.

It's a habit I've been doing since I was working.

It's a pretty big expenditure, but when it expires, it can come back to me with a lot of money.

But, in Korea, interest rates and initial costs vary from bank to bank, so it's recommended to compare and choose a profitable installment savings package.

>>Correct