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Having a collateral

ÀÛ¼ºÀÚ: ¾ç*¿¬
2024-02-15 703

ȸ¿ø´ÔÀÇ ¿µÀÛ¹®

Having a collateral for loan is sometimes helpful when you have a difficulty getting loan from banks. And having a collateral makes the interest for loan lower. However, it can be dangerous. Actually I saw some people miss their houses as a collateral because they couldn't pay back the loan in time. Thus when designating your house as a collateral, we should be careful.

°­»ç´ÔÀÇ Ã·»è±³Á¤ ³»¿ë

Hello, Gi Yean!
Thank you for your insights regarding this topic. I agree! Having collateral can be beneficial for the person taking a loan as they can get bigger money at lower interest rates, but it can also be dangerous if they won't be able to pay it.
- T. Caitlyn
Having a collateral for loan is sometimes helpful when you have a difficulty getting loan from banks. 
>> Having collateral for a loan is sometimes helpful when you have difficulty getting a loan from banks.
And having a collateral makes the interest for loan lower. 
>> And having collateral makes the interest for the loan lower.
However, it can be dangerous. 
>> CORRECT
Actually I saw some people miss their houses as a collateral because they couldn't pay back the loan in time. 
>> Actually, I've seen some people lose their houses as collateral because they couldn't pay back the loan on time.
Thus when designating your house as a collateral, we should be careful.
>> CORRECT
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